Motorcycle Title Loans in Tempe
While not many motorcycles roam the city of Tempe, those that do are just as well-received. From ASU students to mainstays, we love to see all types of motorcycles. That’s why Phoenix Title Loans proudly offers motorcycle title loans in Tempe.
What Is A Motorcycle Title Loan?
A motorcycle title loan is a title loan; these loans are on motorcycles as the vehicle of choice. The amount of cash provided is based on the vehicle’s loan-to-value; that is determined by several factors. Once we consider all factors, we’ll provide an offer in the form of a cash loan. Should the customer accept such offer, it’s only a matter of time to get the paperwork complete. This takes up to a half-hour to complete; Sometimes, it’s as quick as five minutes!
What Do I Need to Have to Get a Motorcycle Loan in Tempe?
The following is needed to qualify for a motorcycle title loan in Tempe:
- A Motorcycle under your ownership. That simply means you are the sole owner of the vehicle.
- The title that is associated to the bike. Also refer to the previous qualification.
- Driver’s License; this license must be Arizona state-issued along with being current and valid.
Why Go To Phoenix Title Loans for This?
Phoenix Title Loans is a trusted title loan company that offers much for our customers. There are many programs that cover a customer’s need, such as motorcycle title loans, or even to buyout and possibly refinance title loans as well. These are a few of the many options we have offered in our 10+ years of service to the city of Tempe and continue to offer to this day. From the struggling college student to the local resident, Phoenix Title Loans is available to all that need our title loans. Stop by today to see what we have in store!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
