Motorcycle Pawn Loans in Phoenix
The Valley of the Sun wouldn’t be the crowning city of the Southwest without Phoenix. It’s even in our name, Phoenix Title Loans. So we offer motorcycle title loans in Phoenix that we also love to offer our customers .
What is a Motorcycle Pawn Loan?
A motorcycle pawn loan is a loan based on the ‘loan-to-value’ of a vehicle; in this case, it is the motorcycle. We use this to offer a cash loan to be paid back within a 90 day period. How you use the money from the title loan is your decision to make.
If you are needing more time to pay off the loan in full, we are willing and able to help you. As long as you pay the interest accrued in the 90 days of the loan, we can rewrite the loan for another 90 days.
You also have the option to satisfy the loan during any time of the 90 days, without incurring any penalties or early payment fees. In fact, if you pay the loan in full before the 60th day of the Motorcycle Pawn Loan, we will deduct a redemption discount from the total amount due. Thereby, rewarding you when you pay off your loan early.
What Do I Need to Have in Order to Get One?
There are some basic things to have ready when requesting a motorcycle title loan in Phoenix Title Loans’ Phoenix location. They are the following:
- The Motorcycle used for the loan. You must be the owner of this vehicle, not renting it out or otherwise.
- A Vehicle Title that is tied to the Motorcycle used for the title loan.
- The customer must also be in possession of an Arizona State-issued Driver’s License. The license must have current information and it must be valid.
Are There Specific Models You Have an Eye Out For?
Truth be told, we don’t have any reservation for the models our customers own. This is due to having taken in motorcycles from all manufactures: Honda, Kawasaki, Suzuki, and many more. We know that these various models will all have worthwhile value, so find out how much today. We even provide loans for off-road vehicles, to put cash in your pocket. Just head to our location to get a started, or click on the bottom right of your screen to reach an assistant via live chat.
Why Go To Phoenix Title Loans?
Phoenix Title Loans has a colorful history of service here in the Valley of the Sun, especially in this city. We helped many customers looking to get back on their feet with our title loan programs. From truck, to motorcycle, auto to scooter, if you own a vehicle, you could easily use that vehicle to drive some money your way. Call now to get started!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
