An Instant Cash Loan sounds tempting; the money you need now and a reasonable payment plan that won’t break your bank account. That’s where Phoenix Title Loans comes in. We offer title loans that are in essence instant as they can be.
Why Come to Phoenix Title Loans for an Instant Cash Loan?
We offer title loans to which you can get money from them. That’s our take on the instant cash loan. It can be near instantaneous provided we are given information up front, such as the title to the vehicle, your Arizona State-Issued ID (usually a Driver’s License), and the vehicle itself. The paperwork involved is the only lengthy part of the process. We give you cash up front, along with terms to repay the loan. That’s our unique way of providing an instant cash loan.
When people use the term instant cash loan, it typically isn’t always an instant cash loan. It instead reads as some kind of advertisement that we all believe to be fake, or some kind of scam. Well, I’m here to tell you that Phoenix Title Loans does indeed offer the most genuine form of instant cash loans that you can find in Phoenix, Tempe, Mesa, Scottsdale, Chandler, Avondale, or Casa Grande.
An auto title loan is a form of collateral loan which simply requires you to use your vehicle as security that you are going to pay us back. That means that all we have to really do is simply check the condition of your vehicle, do a simple appraisal, and then we can instantly qualify you for thousands, if not tens of thousands of dollars, in a mere matter of minutes. That’s right, I said minutes, now maybe that isn’t instant in the traditional sense, but getting that kind of money in a matter of minutes is sure pretty close.
If you’re not sure whether or not an auto title loan might be the best option for you, feel free to reach out to us through either our live chat, our online title loan application, our eleven different phone numbers, or by just stopping by one of our eleven valley-wide locations. We’ll get you cash the very same day and take you out of whatever financial distress you find yourself in.
To truly make the title loan instant, we suggest that you reach out to us beforehand either via our Online Title Loan Application or through our live chat right down below. In many situations, we can hammer out many of the finer details of the auto title loan like interest rates and monthly payments. This makes the process incredibly quick as all you have to do is come down to the location of your choosing, and just fill out some paperwork. It can be that easy, folks, and we hope that you choose Phoenix Title Loans when you’re in need of fast cash.
What Other Financial Services do Phoenix Title Loans Provide?
Well, along with our title loans, we also offer refinancing options that can better suit your needs. We also offer storage options while the loan is in effect. If you have a vehicle and want to have us store it for you, we are willing to make that happen. We’re also willing to work with you in terms of special situations. One such issue is if the car is impounded. Granted, it’s a tricky and lengthy process, but we’re one of the few, if ONLY, company that does this. We can also buy out title loans from other companies and have it financed under us.
Of course, simply telling you these options may not be enough to convince you. If that’s the case, we recommend contacting us or visiting any of our locations to inquire within. Phoenix Title Loans has helped many customers for over the past ten years and beyond. If you still have doubts, remember, we are Valley-based. That means we understand the needs of her citizens, which gives us an advantage over our competition. So stop by today, and get the cash you need now!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
