Apply to Be a Pawnbroker!
Oro Express, LLC/Phoenix Title Loans, LLC is looking for a pawnbroker/title loan originator for a few of its 10 pawn shop locations. As a pawnbroker, you’ll help customers get the money they need by making collateral loans against the items they bring in. The items range from electronics to jewelry (gold, silver, platinum) to coins (gold, silver) and even vehicles. Your job will be to value their items and offer them a loan, and then complete the transaction.
You do not have to have experience with any of these items, we will train you on how to do all of this! We’re looking for someone who is eager to learn, good with customers, and eager to help. Some of our customers depend on you for help, so you’re an integral part of their financial success.
If you’d like to be a part of our team, fill out the fields below and our general manager will get back to you as fast as possible! We offer competitive wages and paid time off after a probationary period. We also offer commission packages on items sold both in the store, and online.
We are an equal opportunity employer. We do not discriminate on the basis of race, religion, national origin, gender, sexual orientation, age, disability, or any other status protected by law or regulation. It is our intention that all qualified applicants are given an equal opportunity and that selection decisions are based on job-related factors.
Please answer each question fully and accurately. Applications that are not fully completed will not be added to the hiring pool. In reading and answering the following questions, be aware that none of the questions are intended to imply illegal preferences or discrimination based upon non-job-related information.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations. CREDIT CHECK NOT REQUIRED ON MOST LOANS.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
