Get Fast Cash From Casa Grande Bad Credit Title Loans
Bad Credit can and does ruin people’s chances at home-ownership along with other investments. Need a car loan? Out of the question with Bad Credit. Want to own a home? Don’t even bother; bad credit says otherwise. It seems like having bad credit means you get nothing in life. Fortunately, Phoenix Title Loans offers Casa Grande Bad Credit Title Loans in times of crisis.
Isn’t Bad Credit Title Loans The Same As a Car Loan?
Not entirely. A Car Loan is financing from the dealer or a banking institution for the purpose of owning a car. Casa Grande Bad Credit Title Loans uses the value of the car/automobile under your ownership and the title of the vehicle itself. While you can use a Bad Credit Title Loan toward the car payment, it may or may not do that much of a different. Ultimately, the choice is yours.
A Car Loan is to actually help you get a car, whereas a Bad Credit Title Loans are a collateral loan against a vehicle you already have. It’s far different from your traditional loans in the sense that we don’t have to look at the five hundred different metrics that loan institutions want you to, nor do we have to put you through some kind of lengthy approval process making you wait 30 days for the money you desperately need in that situation.
With a bad credit title loan in Casa Grande, you can have cash in your hands in sometimes as little as 20 minutes. You read that right, 20 minutes can put thousands of dollars in your hand. It’s as simple as filling out our Online Title Loan Application, or driving your vehicle straight down to our Casa Grande location. We specialize in getting every resident of the Pinal County fast cash for their vehicle no matter the situation. Bad credit, no credit, whatever is totally fine. Just give us a call or visit us in person and we’ll send you on your way with whatever you need.
How Do I Receive Bad Credit Title Loans in Casa Grande?
Simple. The first thing you need for Casa Grande Bad Credit Title Loans, you need to have a vehicle and a title to that vehicle. Second, be in possession of a current and valid Arizona State-Issued ID (in most cases, a Driver’s License). Finally, bring your vehicle and paperwork (title and ID) to our Casa Grande location to finalize the process. You also have the option to use our online title loan application process to get a head start. This gives you time to have everything ready and we can finish it out at the store by handing you the money after a few final signatures.
If you’re looking to make the process even faster, we encourage you to employ our Online Title Loan Application, or our live chat at the bottom of the page first. This allows us to hammer out some of the finer details of Casa Grande bad credit title loans, giving you a pre-approval amount and allowing our associates at the actual physical location meaning that when you arrive, we can have the cash and paperwork ready to go for you. This can turn an already quick process into an even faster one. Phoenix Title Loans is all about helping you get the cash you need in a reasonable amount of time, so contact us today!
Are Casa Grande Bad Credit Title Loans Limited to Specific Vehicles?
We are proud to state that Casa Grande Bad Credit Title Loans are not limited to one type of vehicle. If you own a car, it qualifies for this loan. If you own a BOAT, it qualifies for this loan (albeit through a PAWN, not a title loan per say). The proud owner of a truck? Covered! Motorcycle? BRING IT IN. We are not one to turn away a vehicle after seeing it. That said, we do make decisions on a case-by-case basis. We’re also not particular of the manufacture either. Ford, Chevrolet, Toyota, Honda, you name it! Bring the vehicle, get the loan, walk away with money!
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
