11 Title Loan Locations Across the Valley
Location can make or break a business. It’s one of the key reasons why such staples as McDonalds, Walmart, and Ford have reached the levels of success that they do. The right title loan locations are no exception to this rule. That’s why Phoenix Title Loans has multiple locations throughout the Valley, and we have good reasons for where these locations have been placed.
Saving Time and Travel Finding Title Loan Locations
The number one reason most people seek title loan locations is those closest to home. Traveling to the ends of the earth can be troublesome for some and burdensome to others. Considering the Valley’s highways and byways, it’s taxing on customers to go to great lengths. Customers don’t have to travel far to reach us with our locations throughout the Greater Phoenix Metropolis area. Another benefit is using our Contact Us page to find the information you need.
Better Understanding of the Local Pulse
Phoenix Title Loans has a major advantage compared to most competitors in that we are a local business. As a local business we understand the communities trends and desires from where we plant ourselves. To some, this is called ‘placing a finger on the pulse.’ With each pulse of change and customers’ needs, we focus our efforts to assist them with the title loans and title loan options that best suit those that request the aid. It’s not a secret of how we’ve managed to succeed as a business: our OWN success is the customers’ success, as we kept placing a finger on the pulse; monitoring what is best for our customers.
All Title Loan Locations are Valley-based
The Phoenix Title Loans Locations we have are all in the Valley of the Sun; this much is made certain. In fact, we are in several cities. We have locations in the Cities of Mesa, Tempe, Chandler, Phoenix, Scottsdale, Avondale, Glendale, North Phoenix and we continue to expand. We know there is still more Valley Residents we can serve, and as such, we’ll continue to grow to the customers’ needs.
DISCLOSURE: Loan amounts, terms, and rates vary by applicant and are subject to final approval. Not all applicants will qualify for the maximum advertised amount. All loans are secured by the value of your vehicle, which must be titled in Arizona and owned free and clear, unless otherwise stated.
Representative Example: A $2,000 auto title loan with a term of 12 months and an annual percentage rate (APR) of 35.99% would require 12 monthly payments of $200.96, for a total repayment of $2,411.52. All applicable fees and finance charges are included in the disclosed APR. This representative example is typical of a preferred loan with 25% Loan-to-Value ratio, $5,000 loan amount minimum, and a credit score of 700 or higher. Actual loan terms may vary based on vehicle value, requested loan amount, repayment ability, and applicable state regulations.
Early repayment is allowed at any time without penalty. Paying off your loan early may reduce the total cost of borrowing. Borrowers may be eligible for interest reductions when loans are paid off within an early payoff window, where applicable. We do not require a credit check for most auto title loans; however, all applicants must demonstrate the ability to repay the loan. Proof of income may be requested for underwriting purposes but is not always required for approval.
Approval times may vary and are subject to identity verification, vehicle inspection, confirmation of clear title status, and review of all required documents. While many loans are funded on the same day, some may require additional time for processing.
Phoenix Title Loans, LLC complies with all applicable federal and state lending regulations, including but not limited to the Arizona Revised Statutes Title 6, Chapter 5 and Title 44, Chapter 2.1, the Truth in Lending Act (TILA), and the Equal Credit Opportunity Act (ECOA). We are committed to transparency, fairness, and the responsible servicing of every loan. For borrowers who prefer to communicate in a language other than English, translated disclosures may be available upon request.
